Privacy Policy

1. Introduction

Welcome to J B COMMUNICATION (accessible via www.amozo.in and its network domains). We operate as an independent aggregator and referral destination, curating trusted credit card offers, personal and commercial loans, insurance plans, and e-commerce shopping deals.

Your digital privacy and data security are our highest priorities. This Privacy Policy details the types of information we collect, how it is handled, and the strict safeguards we maintain across all our comparison tools and digital services.

2. Information We Collect

Depending on your interactions with our platform, we may gather the following types of information:

• Voluntary Contact Details: When you submit inquiries through our contact forms or customer assistance desk, we collect your name, email address, phone number, and specific query notes.
• Financial Preference Data: Selections made within our financial filter tools (e.g., preference for lifetime-free credit cards, preferred loan tenure, sum insured requirements) to provide relevant comparisons.
• Device & Browsing Analytics: Technical metadata including your IP address, browser type, device information, operating system, and referral source URLs collected via cookies to optimize website performance.

3. How We Use Your Information

We process collected data exclusively for legitimate operational and user service purposes, including:

• Displaying accurate, side-by-side product comparisons for cards, loans, insurance, and curated deals.
• Addressing customer inquiries and support requests regarding eligibility requirements, documentation, or product features.
• Redirecting you securely to our verified banking, lending, and merchant partners' official application interfaces.
• Monitoring site health, detecting malicious bots, preventing fraudulent activity, and refining search experience.

4. Financial & Banking Data Protection

J B COMMUNICATION is an independent comparison and referral suite. We do not process loans directly, issue credit cards, or collect sensitive financial credentials.

When you choose to apply for a financial product, our platform redirects you directly to the verified official portal of the respective bank, NBFC, or IRDAI-registered insurance provider.

We never request, process, or store sensitive banking details such as bank account numbers, credit card CVVs, net banking passwords, Aadhaar OTPs, or UPI PINs on any of our internal servers.

5. Affiliate Disclosure & Third-Party Links

Our website contains outbound referral links to third-party merchant partners (such as Amazon India) and regulated financial institutions. If you click on an external link and finalize an application or purchase, we may receive an affiliate commission at no extra charge to you.

Please note that external websites operate under their own independent privacy policies and terms of service. We advise reviewing the respective privacy practices of any third-party portal you visit.

6. Cookies & Tracking Technologies

We use essential and performance cookies to maintain functional features, such as caching your comparison drawer choices and gathering anonymous aggregate traffic statistics. You can configure or disable cookies through your browser settings at any time without restricting access to general site content.

7. Contact Us Regarding Privacy

If you have any questions regarding this Privacy Policy, wish to update your submitted information, or have queries about our platform's practices, please contact our support desk: