Comprehensive Disclaimer

1. General Informational & Intermediary Disclaimer

The content, comparison engines, rate charts, and referral listings available on www.amozo.in (operated by J B COMMUNICATION) are provided strictly for general informational, educational, and comparison purposes.

J B COMMUNICATION is neither a bank, non-banking financial company (NBFC), insurance underwriter, nor an authorized financial advisory firm. We operate purely as an independent marketplace and technology facilitator linking prospective applicants with regulated third-party financial institutions and commercial merchants.

2. Credit Cards Service Disclaimer

Features, joining fees, renewal charges, reward point multipliers, airport lounge access networks, and welcome benefits displayed on credit card listings are curated from publicly available issuer terms and partner feeds.

• Display of any credit card does not constitute a pre-approval, legal offer, or issuance guarantee.
• Credit limit allocation, annual fee waivers, interest-free periods, and application approvals rest entirely at the sole discretion of the issuing bank, contingent upon your official credit score (CIBIL/Experian), income verification, and internal underwriting criteria.
• We do not participate in card issuance decisions or credit assessments.

3. Loans & Financing Disclaimer

Interest rates (% p.a.), loan tenures (months/years), processing fees, and documentation checklists shown for personal loans, home loans, and business financing are indicative baselines.

• The actual interest rate, annual percentage rate (APR), processing levy, and disbursement terms assigned to your loan will be determined exclusively by the lending bank or RBI-registered NBFC following document verification.
• J B COMMUNICATION does not hold lending licenses, does not disburse funds directly, and cannot alter or influence any lender's sanction parameters.

4. Insurance Policies Disclaimer

Insurance product listings (including term life, health, motor, and general insurance) are presented solely to assist consumers in understanding key market options, claim settlement ratios (CSR), and baseline coverages.

• Underwriting decisions, policy issuance, cashless hospital network approvals, and final claim settlements are handled strictly by the respective IRDAI-registered insurance providers.
• J B COMMUNICATION bears no liability for claim rejections, policy endorsements, or coverage disputes.

5. E-Commerce Deals & Multi-Store Pricing Disclaimer

Product specifications, coupon codes, flash sale badges, and pricing data (such as rates shown across Amazon India, Flipkart, and other retailers) fluctuate dynamically.

• While we make reasonable efforts to maintain current rates, prices and deal availability can change without prior warning on the merchant's checkout screen.
• Product quality, manufacturer warranties, order shipping timelines, returns, and refunds remain under the exclusive domain of the respective e-commerce platform and seller.

6. Affiliate Relationship Disclosure

In accordance with digital marketing standards and FTC/regulatory guidelines, please be advised that our site contains outbound affiliate tracking links.

When you click a deal, card link, or loan application button and conclude a transaction on an external partner portal, J B COMMUNICATION may earn an affiliate referral commission. This compensation comes at no additional cost to you and supports the upkeep of our free comparison tools.

7. Anti-Fraud & Zero Fee Advisory

Access to our website, deal aggregators, and referral buttons is 100% free for all users.

8. Questions & Verification

If you need clarification regarding any disclosure or wish to verify the legitimacy of any partner redirect, please contact our administrative desk: